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Financing

PEDAL TODAY, PAY LATER!

At Montgomery Cyclery, we offer financial solutions to help get you riding today! With our Financing program, you can leave with your new bike today and pay later.

Montgomery Cyclery Credit Card

  • No Minimum Purchase Requirements
  • 6 Months Deferred Interest
  • No Annual Fees
  • Easy Online Account Management



No Interest if Paid in Full within 6 Months!!

On Purchases of $1 or more with your Synchrony Financial Sport credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum Monthly Payments required. The process is quick and easy. Start the application process today by visiting any Montgomery Cyclery location, or online.

For an alternate solution, check out our Lay-Away option, which lets you claim a bicycle, make payments for 90 days, and take it home when paid in full.

* Offer applicable to multiple-receipt qualifying purchases. Good for purchases of bicycles, parts, accessories and labor. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.